Title search, examination, and insurance — the quiet diligence that turns a stack of records into a clean closing and lifetime protection for your home.
We pull the public records and trace the chain of ownership back through deeds, mortgages, liens, judgments, and tax records. The goal is simple — confirm the seller actually owns what they’re selling and surface anything that could cloud the title before it surprises you at closing.
Old mortgages never released, a missing heir’s signature, an open lien from a prior owner, a typo in a legal description — the chain almost always has something. We examine what the search returns, flag what matters, and clear it through payoffs, releases, corrective deeds, or affidavits so you arrive at closing with marketable title.
We issue an Owner’s Policy (and a Lender’s Policy when financing is involved) through a reputable underwriter. The policy backs you up against covered defects in the chain that even a careful search can miss — forged signatures, undisclosed heirs, recording errors — for as long as you own the property. One-time premium, lifetime protection.
A few of the things clients ask before reaching out.
Title insurance protects you (and your lender) against losses from defects in the title that existed before you bought the property — things a search can miss, like forged deeds in the chain, undisclosed heirs, or recording errors. Lenders require a Lender’s Policy when you finance. The Owner’s Policy is technically optional but strongly recommended; it’s a one-time premium that protects you for as long as you own the home.
In most Palm Beach County contracts, the buyer and seller negotiate who selects title and who pays the title insurance premium. Both are negotiable line items in the purchase contract — we walk you through them before you sign.
A cloud is anything in the public record that creates doubt about clean ownership — an unreleased old mortgage, a lien from a prior owner, a probate that was never closed, a misspelled name on a deed. We clear these with payoff letters, releases, corrective or quitclaim deeds, affidavits, or, when needed, a quiet-title action. Most issues resolve well before the closing date.
For a typical residential property in Palm Beach County, the search and initial commitment usually come back within a few business days. Complex chains, estate properties, or older legal descriptions can take longer — we’ll tell you upfront if your file looks like it needs extra time.
In Florida, the title insurance premium is set by statute and based on the purchase price (or loan amount for the lender’s policy). There’s no shopping for a cheaper rate — only for a firm that handles your file with care. We’ll give you the exact figure on your written estimate before closing.
Yes. Title is detail work, and Gabrielle reviews every commitment, every cure, and every policy personally. You won’t be passed to a processor for the parts that matter.
Share a few details and Gabrielle will reach out personally — usually within one business day.
Palm Beach County, Florida
(561) 345-3516
